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Hotel & Motel Hospitality Insurance


Running a hotel in today’s competitive environment is a big challenge. Getting the proper business insurance at a reasonable price can be frustrating and time consuming.

Hotel insurance provides business protection coverage for owners and managers of hotels. Hotel insurance covers motels, resorts, spas, ranches and more. Learn more about the coverages included in the hotel and motel insurance policy.

Hotel insurance includes a multitude of coverages specific to the needs of a hotel manager or owner.

  • Flood, earthquake, wind, crime, builder’s risk, business interruption, boiler and machinery, flood clean up expenses and improvements are available and included in the property section of the motel insurance policy.
  • General liability, business auto, excess liability, liquor liability and umbrella coverage are included in the casualty portion of the insurance policy for ranches and provide protection for valued guests.
  • Workers compensation provides insurance protection for employees in case of injury on the job.