Home »

 
 

Getting Married

 

Congratulations on your engagement! What a fabulous time in your life and we hope you cherish every moment. If your wedding plans include a celebration at a restaurant, banquet hall or similar venue, check their insurance coverage and make sure they carry an adequate amount of liability insurance.

If you get married in your home, let your qualified insurance representative check your homeowners policy for what will or won’t be covered. Abercrombie Burns McKiernan will also walk you through what is known as Special Event Coverage. Rest assured we will make it be a worry free day!

Auto Insurance For A Married Couple
When you awaken as a married couple, you’ll feel good but maybe not all that different. In the minds of your insurance company you’re seen as new and improved people. Why? Insurance company data shows married people are more responsible (although insurers don’t exactly know why). Subsequently, you’ll begin to experience the world of insurance discounts. In fact, you could see as much as a 25% drop in your insurance bill when you marry and combine your vehicles onto one policy.

You might also be able to obtain multi-car, garaging, multi-policy and other discounts. We will help you not only get the best auto insurance coverage, we’ll make sure you get the absolute best value as well.

Renter’s/Homeowner’s Insurance For The Newly Married
While marital status is generally not used for pricing a renter’s policy, the value of your possessions is and that value might have just increased. Protect it! Consider a renter’s policy that will protect all of your possessions up to the policy limit (subject to a deductible) and your liability in case your actions cause injury to someone else or another’s property. A homeowners policy covers the same as above plus the home itself.

Valuables Coverage
Whether you’re a renter or homeowners, you just got married. Did you get a fine china set, crystal or some precious items for wedding presents? Did your aunt give you an antique on your big day? How about your engagement ring and wedding bands?

If you have a lot of valuable possessions, consider valuables coverage. This will broaden your protection and there is no deductible. Consult with our insurance experts to learn how to value your special possessions. We can also suggest when and how to add this coverage to your policy.

Umbrella Insurance
Newly married or not, you can still be held liable for a large settlement. An umbrella policy adds an extra layer of protection over and above your homeowners and auto policy. Discuss this with your agent and we’ll explain how umbrella coverage works. You can decide if it’s right for you.

Life Insurance
Research your new life insurance needs with Abercrombie Burns McKiernan & Company Insurance, Inc., We can help you sort out all of the options (which are many) and get you in the best life insurance situation for you, your new spouse and family.