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Expecting A Child

 

Congratulations to you and your baby! And when you finally get over the rush, a sense of responsibility settles in. A baby is a big responsibility. There’s nothing bigger.

When you begin thinking about your insurance needs with a little one, consider homeowners and life insurance.

You will have to maintain shelter for you and your baby for at least the next 18 to 22 years. That means you need a home through all foreseeable and especially unforeseeable life events. A good homeowners policy tailored for you by an insurance professional will help you achieve your goal. A homeowners policy will protect your family belongings, your home and other structures and your liability in case someone gets hurt on your property.

Peril means cause of loss. A homeowners policy will protect you and cover your structure and belongings from damage resulting from 11 perils:

  • Windstorm or hail
  • Fire and lightning
  • Vandalism or malicious mischief
  • Theft
  • Damage from vehicles and aircraft
  • Explosion
  • Riot or civil commotion
  • Glass Breakage
  • Smoke
  • Volcanic Eruption
  • Personal Liability

(Note: Flood and earthquake coverage is usually available on separate policies).

Homeowner policies will also pay for reasonable living expenses if your home is deemed uninhabitable.

Abercrombie Burns McKiernan & Company Insurance, Inc. will make sure you have all you require to maintain shelter for your family.

Life Insurance For Parents
What will your family do if something happens to you and your earning power is gone? That is the question you will answer when you consult with a life insurance specialist. In fact, the purpose of life insurance is to financially provide for the people who are financially dependent on you after you’re gone. Abercrombie Burns McKiernan can show you the best available life insurance options for parents and how to add beneficiaries to the policy. Your family will always be financially protected in the event of an unfortunate loss.